Category: Personal Finance

• 20/09/2023

  Is it better to have a Lifetime ISA or a Help to Buy ISA?

  One of the key financial goals people have is to buy their own home and two financial products that can help you achieve this are the Help to Buy ISA (H2B ISA) and the Lifetime ISA (LISA). For those who aren’t aware, an ISA is an Individual Savings Account which is a type of account…
• 30/08/2023

  What’s the difference: Income Tax vs National Insurance

  Two things you are guaranteed to see on a payslip in the UK are income tax and national insurance (NI) but do you actually know what they are and what they do? Being on the wrong tax code can have serious implications for your finances and the amount of NI you pay can mean so…
• 16/08/2023

  What’s the difference?: Credit Cards vs Debit Cards

  Credit cards and debit cards have become an integral part of most people’s day to day financial lives but in my experience are two financial products commonly confused. ‘What’s the difference between a credit card and a debit card?’ is probably the most common question I get asked by young people (my friends really are…
• 09/08/2023

  Student Finance Presentation

  I recently made a presentation on student finance and I thought it may be of use to people so hopefully it is helpful. Do comment your thoughts below.
• 02/08/2023

  Credit Cards Explained – Video
• 20/07/2023

  Competition & Markets Authority find supermarkets not pricing clearly in the cost of living crisis

  The Competition & Markets Authority (CMA) has today released its findings into whether the supermarkets were treating customers fairly or excessively profiteering from the current cost of living crisis. With food inflation at record levels reaching 19.2% in March 2023, shoppers have been facing increased prices across the supermarkets as a result of the economic…
• 16/07/2023

  Student Loans Mythbusting Video!
• 08/07/2023

  How to save money on your car insurance

  Car insurance is one of those bills that you cannot avoid but it is probably one of the easiest bills you can make savings on with some clever tricks. Everyone on the road has slightly different circumstances so there’s no one cheapest insurer but following these tips will hopefully mean you meet your cheapest. Also,…
• 22/06/2023

  Bank of England Raises Base Rate to 5%
• 07/06/2023

  Best Business YouTube Channels and TV Shows (UK)

  I spend a lot of my time reading and watching content about business and following my ranking of business books I thought I should turn my attention to the audiovisual content available. I’m going to divide it into business TV, personal finance TV and then business YouTube with all the TV shows being from the…