Category: Personal Finance
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The Complete Guide to Student Money
University is often the time that people manage their own money for the first time, and if you are in that situation then you probably have a lot of questions and areas of uncertainty. But fear not, here is your complete guide to student money which not only tells you what products to get, but…
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What should Rachel Reeves do about ISAs?
Rachel Reeves’ much-trailed and much-derided ISA plans have been pushed down the road (most likely until the Budget in the autumn) but after reiterating her commitment to using investment from individuals do boost growth in her Mansion House speech it leaves the question as to where we go from here? And that question is far…
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How do we fix the UK’s dysfunctional energy market?
The UK energy market is something of an enigma – it is a heavily regulated oligopoly masquerading as a competitive market. Amidst the remains of failed energy firms, bizarrely designed maximum prices, bans on acquisition pricing, spiralling bills and toothless regulators, is the result of what can be deemed a big experiment in what happens…
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How does student finance work?
Today (4th November 2024) the government announced that tuition fees and the maintenance loan will be increasing. Tuition fees will rise from £9250 a year to £9535 and the maintenance loan will increase by 3.1% meaning that students will more able to cope with the higher cost of living. However, discussions around increased costs has…
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The key points from the Budget you haven’t heard about
After much anticipation, today Rachel Reeves delivered the first Budget of our new Labour government and (arguably more importantly) the first ever Budget from a female Chancellor. And she certainly packed a punch. In a speech which lasted over an hour, Reeves detailed how she aims to repair our public services and fill the £22bn…
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How to save money on your energy bills
It seems like the only utility bill which gets any media attention is energy – from oil price movements to the Winter Fuel Payment being scrapped for all but the poorest pensioners, energy bills are always hitting the headlines. However, they are a more pertinent concern to those who pay them, especially in winter when…
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What is going on with energy?
One of the key costs that people face are their energy bills and this normally rather unexciting expense has been hitting the headlines recently for all sorts of reasons (some of them due to our new Labour government). The first piece of energy news is that the Energy Price Cap (that’s not a price cap)…
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Understanding your consumer rights
Every day, millions of transactions are made across the world and although most of these go without a hitch we have all found ourselves in a position where that purchase didn’t quite end up being what we bargained for. But what to do? Consumer rights are often complicated far too much by myths and shop…
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Why council tax changes are a good idea
Council Tax. It’s the tax that nobody really thinks about when we talk about tax as it doesn’t come out of your pay packet or often grace the headlines but in recent times it has become somewhat of a political football. In this election campaign, much has been said about whether parties are going to…
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What are the key election finance battlegrounds?
As we are all aware, people in the UK will be heading to the polls on July 4 and amid all the political goings on, an area which is likely to be at the forefront of people’s minds on polling day is the impact the election will have on their personal finances. There has been and…
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